What Is The Safest Type Of Mutual Fund?

Which are the safest mutual funds in India?

Nippon India Ultra Short Duration Fund.Franklin India Ultra Short Bond Fund – Super Institutional Plan.ICICI Prudential Ultra Short Term Fund.Aditya Birla Sun Life Savings Fund.IDBI Ultra Short Term Fund..

How do I choose a mutual fund?

How to Choose the Best Mutual FundIdentify Goals and Risk Tolerance.Style and Fund Type.Fees and Loads.Passive vs. Active Management.Evaluating Managers and Past Results.Size of the Fund.History Often Doesn’t Repeat.Selecting What Really Matters.More items…

What are the 3 types of mutual funds?

7 common types of mutual fundsMoney market funds. These funds invest in short-term fixed income securities such as government bonds, treasury bills, bankers’ acceptances, commercial paper and certificates of deposit. … Fixed income funds. … Equity funds. … Balanced funds. … Index funds. … Specialty funds. … Fund-of-funds.

Which mutual fund is risk free?

Top 10 Low Risk Mutual FundsFund NameCategory1Y ReturnsICICI Prudential Liquid FundDebt4.8%LIC MF Liquid FundDebt4.9%Axis Overnight FundDebt3.8%View All Top 10 Low Risk Mutual Funds7 more rows

Should I remove money from mutual funds?

There is nothing to prevent you from withdrawing your mutual fund holdings as long as it is an open-ended fund. … Liquidity is one of the big advantages of investing in mutual funds which is not available in many other asset classes. So, the answer is you can absolutely withdraw.

Which is the best mutual fund to invest in 2020?

Scheme namePercentage (%)Axis Bluechip Fund – G25ICICI Prudential Bluechip Fund – G15Motilal Oswal Multicap 35 Fund – G10Aditya Birla Sun Life Regular Savings Fund -G507 more rows•Oct 16, 2020

Can I lose all my money in mutual fund?

With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

How safe are mutual funds?

In a nutshell, mutual funds are safe. Investors should not be worried about short-term fluctuations in the returns while investing in them. You should choose the right mutual fund, which is sync with your investment goal and invest with a long-term horizon.

Is debt mutual fund risk free?

Things to keep in mind when investing in a debt fund now You should keep a tab on risks like credit risk, liquidity risk, interest rate risk, and duration risk when investing in a debt fund. … One thing is now clear to most investors — debt funds are not risk-free.

Which SIP is best for 5 years?

Best SIP plans for 5 year investmentFund Name3-Year SIP Returns (%)5-Year SIP Returns (%)Kotak Emerging Equities Fund (Regular)6.54%9.73%INVESCO India Financial Services Fund (Regular)14.61%16.03%SBI Focused Equity Fund (Regular)12.40%12.94%Franklin Build India Fund (Regular)4.66%8.07%8 more rows•Jan 23, 2020

Which mutual fund gives highest return?

Here’s a look at five such schemes:Axis Bluechip Fund. 5-year SIP returns: 15.57% … AXIS Focused 25 Fund. 5-year SIP returns: 15.25% … IIFL Focused Equity Fund. 5-year SIP returns: 14.71% … SBI Focused Equity Fund. 5-year SIP returns: 13.69% … Mirae Asset Emerging Bluechip Fund. 5-year SIP returns: 15.40%

What mutual funds does Dave Ramsey suggest?

In his mutual fund investment strategy, Dave Ramsey suggests investors to hold four mutual funds in their 401(k) or IRA: one growth fund, one ​growth and income fund, one ​aggressive growth fund, and one ​​international fund.

Should I put all my money in one mutual fund?

Mutual fund investors generally take this to mean that they should not invest in just one or two funds, but must spread their investments across lots of funds. So they decide that investing in two funds is better than one, three is better than two, four is better than three and so on.

Which is the safest mutual fund?

SBI Bluechip Fund.Aditya Birla Sun Life Tax Relief 96.SBI Small Cap Fund.ICICI Prudential Bluechip Fund.Canara Robeco Bluechip Equity Fund.Kotak Emerging Equity Fund.Mirae Asset Tax Saver Fund.Tata India Tax Savings Fund.More items…

What are the 4 types of mutual funds?

There are four broad types of mutual funds: Equity (stocks), fixed-income (bonds), money market funds (short-term debt), or both stocks and bonds (balanced or hybrid funds).

Which is better FD or MF?

A Fixed Deposit offers pre-decided returns which do not change throughout the tenure of investments whereas Mutual Funds offer better returns on long-term investments as they are market-linked. Longer the tenure of investment, better the returns from Mutual Funds.

What is Blue Chip Fund?

A Blue chip fund is a term used to indicate well-established and financially sound companies. Blue chip funds invest in stocks of those companies that have a credible track record with sound financials along with regular dividend payments and profitability over the years.

Can I double my money in 5 years?

To get your money doubled in five years, the CAGR needed will be nearly 15 per cent (more preciously 14.87 per cent). However, there is no guaranteed-return product that offers such a high rate of return and the only possible way to achieve this is by taking risk.