Quick Answer: Is It Right Time To Invest In Debt Mutual Funds?

What are the best mutual funds to invest in 2020?

Best Stock Mutual Funds for 2020Vanguard 500 Index Fund (VFIAX)Fidelity Select Consumer Staples Portfolio (FDFAX)Vanguard Health Care Fund (VGHCX)Vanguard Balanced Index Fund (VBIAX)Hussman Strategic Total Return Fund (HSTRX)Vanguard Total Bond Market Index Fund (VBTLX).

Which is the safest debt fund?

Scheme nameInception dateCategoryL&T Ultra Short Term Reg Cum19-01-1998Ultra Short DurationICICI Pru Corporate Bond Gr11-08-2009Corporate BondKotak Bond S/T Reg Gr02-05-2002Short DurationL&T Money Market Gr10-08-2005Money Market Fund30 more rows•Jul 17, 2020

Which mutual fund is best for 2020?

Best Mutual Funds in India for 2020Mirae Asset Large Cap Fund. Small Cap Funds. 4.02% 8.21% Invest.Axis Bluechip Fund. Mid Cap Funds. 9.06% 8.81% Invest.ICICI Prudential Bluechip Fund. Mid Cap Funds. 2.38% 6.07% Invest.SBI Bluechip Fund. MultiCap Funds. 1.05% 5.29% Invest.SBI Magnum Multicap Fund. Balanced Funds. 1.1% 6.08%

Is Debt Fund better than FD?

Liquidity: Debt funds are more liquid than fixed deposits since they can be redeemed at any point. Fixed deposits are less liquid. You can make premature withdrawals, but you may get a lower interest rate on the withdrawn amount. Interest rate risk: An important difference between the two is interest rate risk.

Is it right time to invest in debt funds?

Debt Funds are ideal investment options for those who looking for steady income as these funds deliver steady but low-income returns when compared with equity funds. Debt funds are low-risk investment options and the interest the investor is likely to yield upon maturity; they are more stable and less volatile.

Is it a good time to invest in mutual funds 2020?

Is it the right time to invest in mutual funds? … Over a 5-year period between April 2015 and May 2020, on an annualized basis, debt mutual funds have provided better returns to investors as compared to equity mutual funds.

Is it good to invest in debt mutual funds?

Considered to be less risky than equity investments, many investors with a lower risk tolerance prefer buying in debt securities. However, debt investments offer lower returns as compared to equity investments.

Which debt fund gives highest return?

Top 10 Debt Mutual FundsFund NameCategory1Y ReturnsICICI Prudential Retirement FundDebt11.7%LIC MF Banking & PSU Debt FundDebt8.9%IDFC Credit Risk FundDebt7.9%Mirae Asset Dynamic Bond FundDebt11.3%12 more rows

How much should I invest in debt fund?

The minimum investment in such instruments should be 80 percent of total assets. Fixed-maturity plans: Fixed-maturity plans are closed-ended debt funds that generate income through investment in debt and money market instruments as well as government securities maturing on or before the maturity date of the plan.

Can I lose all my money in mutual fund?

There is no guarantee you will not lose money in mutual funds. In fact, in certain extreme circumstances you could end up losing all your investments. That’s why it is advisable to understand how mutual funds work. Mutual funds are managed by fund managers who invest in a wide variety of stocks, bonds and commodities.

Which mutual fund is best to invest?

Top 10 Equity Mutual FundsFund NameCategory1Y ReturnsAxis Long Term Equity FundEquity6.3%Invesco India Mid Cap FundEquity15.4%Axis Bluechip FundEquity8.7%Mirae Asset Emerging Bluechip FundEquity13.1%12 more rows