Do Insurance Companies Check Your Mileage?

What is the best annual mileage for insurance?

12,000 miles per yearMost insurance providers consider someone who drives between 0 and 7,500 miles per year a “low-mileage driver.” Most insurance consumers are initially rated by default at the standard U.S.

average mileage of 12,000 miles per year..

What happens if I go over my annual mileage?

This means that the higher your annual mileage, the higher your premium is likely to cost. … If you inform them about the change to mileage, this won’t invalidate your cover and it will most likely change your policy and up the price you are paying to reflect the new mileage.

Is 3000 miles a year enough?

Underestimating your annual mileage could invalidate your policy. If you drive more than 50,000 miles per year then you should give us a call on 0345 246 8701….Approximate annual mileage conversion table.Daily mileageWeekly mileageYearly mileage3212000642300096340001177500025 more rows

Do car insurance companies check your mileage?

Car mileage is one of the main factors that insurers use to calculate your insurance premium.

Why do insurance companies ask how many miles you drive?

How many miles you drive annually is one of the rating factors insurers use to determine your insurance premium. Drivers who clock more miles than the average — about 12,000 miles per year — pay more for car insurance because of the heightened risk of being on the road more often than a low-mileage driver.

How do insurance know how many miles?

Check your car’s service record. Mileage is noted in your logbook every time your car has its annual service. When you take out a new car insurance policy, make a note of the mileage on your car’s dashboard so you can look back and see how many miles you’ve driven when your policy’s up for renewal.